Apni Chhat, Apna Ghar
Apni Chhat, Apna Ghar. A breakthrough has come in Punjab, where the government and banks are jointly embarking on a mission to provide their own homes to the poor and middle class. An important agreement has been signed between the Bank of Punjab and the Housing Department to provide interest-free loans to citizens under the “Apni Chhat, Apna Ghar” program. This agreement can prove to be a new hope for the common man and the fulfillment of the dream of owning their own home, especially for those who could never imagine their own roof due to financial constraints.
Agreement Ceremony: Government and Bank on the Same Page
The agreement was signed at a formal ceremony in which Punjab Housing Minister Bilal Yasin and Bank of Punjab President Zafar Masood specially attended. At this event, DG PHATA Sikandar Zeeshan and Bank of Punjab representative Omar Khan formally signed the agreement. This program is not just a house construction project but a strong step towards empowering the people. He added that now interest-free loans for house construction will be provided only through the Bank of Punjab to ensure transparency and timely delivery.
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Performance so far: Loans of 60 Billion and 52 Thousand Happy Families
The Housing Minister said that under this program, loans worth Rs 60 billion have been provided to 52 thousand people so far. This is a great achievement that shows that the government believes in practical steps rather than just promises. He further said that so far, Rs 900 million received from this scheme has also been returned in the form of monthly installments, which is a testament to the success of this program and the trust of the people.
Next Installment of Rs 10 Billion: Thousands More to Benefit
Bilal Yasin announced that by next month, an additional amount of over Rs 10 billion will be disbursed to the applicants. This means that thousands more families will soon be able to build their own homes. This initiative will not only solve the housing problem but will also create new employment opportunities in the construction sector, which will also benefit the local economy.
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The success of this program also includes the vision of the Punjab Chief Minister, who took timely decisions and also approved the proposals of Microfinance Institutions (MFIs). This will further facilitate the distribution and access of loans, especially in rural areas where access to financial facilities is difficult.
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Easy Installments for the Common Man, Without Interest
The biggest thing is that the loans given under this program are interest-free. That is, people will have to repay only the amount they have received, no additional interest. This will also reduce monthly installments and create convenience for the common citizen.
Why is “Apni Chhat, Apna Ghar” important?
In a developing country like Pakistan, the dream of owning a roof remains a dream for millions of people. But through this government program, this dream is becoming a reality.
This program:
- Provides a dignified life to the people
- Provides relief from rent
- Instills the habit of saving
- Promotes the local economy
- Plays a role in social stability
Conclusion
The “Apni Chhat, Apna Ghar” program is not just a government project but the fulfillment of dreams of millions of families. This initiative is an example of a policy that directly benefits the people, especially those who are under financial pressure. The joint efforts of the Government of Punjab, Bank of Punjab, and other institutions are commendable, and it is hoped that this program will expand further in the coming days.
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